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tyrantblade3500

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Everything posted by tyrantblade3500

  1. Yeah I am gonna go the Unemployment Benefits route since my Employer has an official layoff for 6 weeks and has it posted when work is gonna resume again It's just gonna suck having less $ each week for 6 weeks; and I tried to sell cards to get some extra money but that failed just because what i have to sell isnt exactly cheap cards, they are for a relatively new TCG, and everyone that asked me about them to possibly buy them seems to want examples that will grade good (as in 9-10 PSA or BGS because that could essentially raise the price of the cards by 300+%)
  2. No I dont and besides having less money it will probably be good as I will be less stressed out about work related problems
  3. Starting after Thanksgiving I'm gonna be unemployed for 6 weeks Ain't life fantastic? One bad things after another, for months on end
  4. My main problem isn't whatever debt I owe to some debt collectors based off of some debt I owe some company Its household bills, primarily taxes I'm not too far from being caught up, and the trading card hobby was never meant to be a "for profit" thing, but I tried too hard to sell "bulk" cards and people assumed I knew the value and purposely asked too much (which was a horribly wrong assumption, I just didnt have time to add in hours extra to find extra prices on sets of 90 cards, times 4 cards each to make a set, and calculate that all out) I have moved on from.Bulk Sales, next time I will throw them in with more expensive cards, give them away, or even throw them in the garbage before I risk attempting sales for a small "profit" (even though it would have never been profit anyways) Which leads to people assuming I am terribly unfair and some people refuse to buy from me Oh well, I dont need a pool of 8000 buyers anyways, I only need a few to buy my extras, even if it's at a rate they can make profits at (the profit margin would likely only be 10-20% anyways)
  5. Pretty vague, but I get it I had a credit card once, not doing that again because i had been ripped off by a fraudulent scam and the CC company did nothing to help me and expected me to pay a hefty bill Prior to that I was keeping on track with it and was never late enough to have to pay interest on it That's where scaling back on my card hobby comes in, sure I would love to buy a full case and not to have to buy extras later on But I realize that's not realistic, so I am gonna have to scale it back to where I used to be at and just slowly fill in the blanks whenever I have a little spare money to spend
  6. It's been difficult trying to be more financially responsible the last couple of months (a chain reaction of Terrible ever since that whole PayPal thing) putting off buying anything I wanted until coming out ahead of my bills I'm still not quite where I would like to be, but I'm getting there and for me the biggest thing I think I can do is minimize my risks to not end up in that kind of situation with PayPal again Unfortunately since every attempt I have made to try to break away from using them has failed because nobody seems to want to risk using anything else, I cant just say "no PayPal" unless I want to make no sales when I get back into my card hobby So that means limiting transactions and selling for a Smaller % to hopefully get 1 or 2 bigger buyers, rather than a multitude of smaller buyers That also means I am not gonna sell the lower priced cards, I will probably just bundle them into deals with the higher priced cards, get the deals done with and move on with 0 lingering inventory (whatever someone does with those extra cards I don't care, if they choose to sell them and risk getting screwed over, that's on them) I didn't mind having more customers and to start seeing sales happen with little resistance and to see "trusted" being commented instead of having to relist things many times over and hope someone saw what they wanted/needed and decided to buy from me I just neither have the money to make big orders that are necessary to have many customers, nor am I so willing to put myself at a great risk; where i am sure somebody is gonna decide they didn't get as much as they should and decide to abuse "buyer protection" to get more than they paid for. Anyways, any general tips for being more financially responsible?
  7. Just this morning a short while ago, gotta make sure my diapers are well used (which goes for #1 and 2) as I dont wanna waste good diapers
  8. I was alright with PayPal until recently Yeah I have had problems with them before; but never this bad 1st holding back money from reaching my bank account (no reason given, but okay, would have originally just had to wait 72 hours), and then they didn't wanna do anything about the bogus dispute, so ultimately they forced a return on me, and once the package got back to me matching what it was supposed to be, I had to give a full refund Because of that BS i lost triple the profit I actually stood to make on the dispute
  9. I am already set up for CashApp, and I'm sure there are plenty other alternatives to PayPal I just think its gonna be hard because I just started to gain "Trusted Seller" status before PayPal screwed me over and maybe people will not wanna buy if I dont take PayPal
  10. I am trying to decide if I wanna get back to selling trading cards in the future, since it is inevitable that I will have extras I have no need for Problem is it will probably be hard since going forward i would no longer take PayPal after the nightmare they put me in for weeks (see my last topic for more details) I am pretty good at it once u make sales; though the problem is something doing/saying something that runs people the wrong way has earned me some enemies I see those people as a lost cause; they are decidedly against me and think I am a horrible person who wants too much for my own stuff and wants everything I want from others for nothing Mind you it's all lies; but they think that way of me and there are plenty of other potential customers; including a few that are repeat customers (like I said I am good at the post sale part, once a deal is made and the cards are paid for) so I dont need those Haters
  11. I definitely will Its frustrating they give all the power to the buyer All that matters is their eyes is the seller stood to make money above what the shipping cost was, and that the customer says he didn't get the full amount of what he paid for And then they don't wanna make things easier with a partial refund matching what was actually claimed to have been missing (say since the customer claims 1/8th was missing, give him 1/8th of the $50) or maybe to give a partial refund to match the amount of profit I stood to make If it was an option i would have let them give the buyer the 17.20 and then he could keep what he already has and the situation could be done with Since no matter what i am losing. I tried to fight, plead my case, and bring forth evidence, and none of that matters or did anything in my favor At best i can get back 3000 cards that are incredibly hard to sell, for a small amount of profit if anything But given what got me into the situation I would just give them away or toss them out straight in the garbage, they just aren't worth the trouble
  12. It normally doesn't, but given how bad it has been lately over 1 buyer, over a reasonably small transaction with a small amount of profit I am considering not using PayPal again for anything And moving on from selling (trading) cards as well The whole experience is making me seriously question if I ever want to even risk being put back into the same situation ever again I just started making real headway to show people in this FaceBook group for the cards that I am "the real deal" I dont deceive people, I dont run, I dont hide, I dont lie They get what they pay for, usually for a cheaper price than from anyone else (roughly speaking in the FaceBook group sales are always a certain amount below market price, but sale price is usually 15-25% or more below market price) on brand new cards "business model" is buy whatever amount of booster Packs/boxes I can afford, open packs (to see what I get), sell the cards that are actually worth selling (focusing on cards usually worth lets say $5-10+ each), use that money to reinvest and buy the cards I dont pull from packs to try to get a complete, or close to complete collection, it's not about profits, it's about minimizing losses in a hobby I (used to) enjoy I have had numerous deals larger than the disputed $50 go 100% smoothly with no claims of me ripping off the customer (one sale was for almost 10 times the disputed amount) But they only care about things on a case by case basis and they care about the perspective of the buyer If you sell a bundle of 8 (of anything) and the buyer says "he only sent me 7" PayPal sides with them and you are expected to send the 8th item, even if its actually the 9th item and the dispute was bogus and literally an attempt to extort me to send them more stuff for free. My problem is I was already barely making anything and if I did send the guy the extra cards my profit margin would probably drop to $2 And I initially was gonna send him the extra cards for free, but since I didn't really have extra money I wasnt gonna be able to do it soon Hence why the dispute got opened, buyer didnt wanna wait any longer for free cards that he didnt even wanna pay shipping cost on
  13. Well, to make a long story short after a set of cards came out and I had bought what I could afford and sold a fair amount of my extras PayPal decided to flag a large amount of the $ I was gonna make from the sales I figured it was going slow and would land soon Well days later it still hadn't landed, i contacted them and found out for whatever reason they had flagged the transaction and were supposed to let go of my money and release it to my bank Before that could happen a bogus dispute got filed against me, which is holding back the amount from landing for an even longer amount of time because the dispute has to be settled I have been arguing with PayPal for days, I have submitted plenty of evidence, told them why it was bogus and why they should rule in my favor They still refuse to settle the dispute and give me my money So my PayPal account is messed up, therefore unusable, and they literally stole money from me This has led to a huge amount of stress and I am crashing My mood is ruined, I no longer want to do anything with a hobby I once enjoyed, and I cant do anything but wait and hope they see fit to rule in my favor Which doesnt seem to be happening They are convinced because the buyer says I left out part of the package that that must be the case Because nobody lies I guess? All i know is i am sick and tired of being painted as a bad guy, its ruined me financially, emotionally, and physically and I am not even gonna participate in a hobby I once enjoyed because where it once brought happiness All it brings now is misery and stress
  14. I dont know exactly how getting stuff held works, but I think it depends on the mail carrier that is being used if they offer that service and what locations will hold a package. I have never had to use it because I just order from ABUniverse on Wednesday night or Thursday morning, and then my Case of Diapers comes in on a Saturday basically every time That works for me because I know my Mom is always out of town on Weekends; not really an option if you dont get left home alone, or dont reliably know when you will be left home alone. I know theres gotta be a bunch of people here that get stuff delivered to a location to be held
  15. In a store it would be good to avoid people that know you, but otherwise it's not hard; just go in, browse, pick something out and buy it. Nothing is as good as buying Online though You get bigger selection and way better Adult Diapers than local stores will have; unless you have an ABDL Store in your area (there are not a lot, but some bigger cities have them) Good Diapers are expensive, but worth it There are 2 methods for online 1. just order and have it delivered right to you; this can be a risk depending on who you live with - but I usually time my orders to arrive when less people are at home (the main thing for me is to get stuff delivered on the weekend because that's when my Mom is out of the house) so I dont get asked about it because it's not like I like to show off my Diapers or Talk about them. 2. Order and have it delivered to a place that will hold the delivery for you to pick it up later 2.5 if you want you can get a prepaid debit card, load it with cash and use that to buy things online; that way if you share an account with someone they dont have to question big purchase amounts as they wont see them
  16. It would probably take a miracle to break even, like I said I like collecting and I'm only clearing out the junk, anything decent that is an extra I will sell at a fair price (besides the cards I have that I am hoarding as an investment; some might say there is no such thing but these are special cards that aren't dependent on playability to hold value) and that way I can feel like it is a fresh start. My problems started with overvaluing bulk "junk" because even the cheapest cards are usually worth 4 cents each market value Card dealers buy these cards for $1-$3 per 1000 because some people cant be bothered to put any work into selling low value cards Now I see why, I did have some success for a short time and got extra money by selling sets of 100s of cards for $15-$25 (the $25 sets had some Rares (the most common Holographics)) But before I had figured out values I was getting s*** on pretty badly because people love to s***post rather than actually be helpful and say "you have $15 of cards here" or better yet OFFER I had put Offer, but clearly people were more interested in s**posting on how I was being ridiculous and I must have been high when I made those sales posts Who knew the expectation is to give away or throw away low value cards or sell it to dealers for a fraction of a % of its value And that's where people got the idea that I am unfair; never mind to put together a $15 set of these cards actually takes low end $80+ of packs so I wasnt gonna make money regardless and the listed value was supposed to be a starting point Much like how some people always have to lowball you no matter what price you ask of anything, you could sell something worth $300 for $30, some moron would probably offer you $5 And then there was one set I sold for $75 because it was cards from a limited print set, so I figured I could get $50 or $60 from another set of the same cards that was almost as complete (still only low value cards because a 100% complete set would be worth $700-$800+ with the higher rarity cards included) so because i wasnt giving it away for $15 like most sets I'm some sort of Ultra Jerk And then the worst thing i could do; i asked the community why i had such a hard time selling things and i figured out why Some people that never interacted with me offered general advice, others said i was unreasonable/unfair, I asked too much money for things, I'm an @$$hole, I come across as crazy. I was just trying to get a little extra money for things and didn't know what prices to ask for the more common stuff as I usually just try to sell the Holographics (Rares, and Super Rares mostly) I do have some people that buy from me, I will just have to do better next time, and skip trying to sell the more common stuff as theres too much drama over it or work involved to make it worthwhile.
  17. Well like I said it isn't about profit and wouldn't be unless I could get ahead; if I had say $5,000 I could do what some people do and just flip cards for profit Theres always someone completely selling out, and if I could make sure to have basically every card people want/need things would be a lot easier than they are now where I almost always have limited stock of newer cards, and usually the only older cards I have are either bulk that is so common it has very little value, or it's a higher rarity card that is staying in my own personal collection Theres usually 90 (sometimes less) cards from each set that will probably NEVER have value unless the company making the cards releases new cards that work well with old cards (which they have actually started doing) and even then the only ones that MIGHT see a worthwhile price gain are going to be the shiny ones (higher rarity cards and shiny versions of cards that dont normally come that way) I really do enjoy collecting the cards; but I dont like how they have made it hard to buy sealed packs at retail; you cant find the latest set of this card game anywhere because everyone is either flipping the sealed products or buying them to open and hopefully draw a $300 card. The plan is I'm only gonna clear out the utter junk that isnt likely to see any significant price gain. I am not 100% selling out, I'm keeping my own personal collection no matter what. Not to mention a small stash of cards that are basically "collectors" versions of cards that are valued at what they are because they are extremely desirable and very few have been made and the set is out of production never to be made again By utter junk, I mean cards that basically anybody buying the booster packs of this card game would have and usually these common and uncommon cards have a value of 10 cents each or less; with the only conceivable way of selling them for $15 for a set of like 200-300+ (4 of each of up to 90 cards)
  18. Well as is I'm unlikely to actually make profits; it's about minimizing losses And the way it works is recent cards are made to be useful in events that are in the near future that way people are going to buy the newest stuff, card shops make money, and happy card shops keep the game going because that's where most of the events are held The majority of the people buying the cards are players So if I wait too long to sell a card and eventually it's no longer a competitive card; or it is deemed too powerful and it receives a ban in events All of a sudden that card has lost the majority of its value Not too long ago a powerful card that used to be $15 each card was banned in official tournaments; so this card had lost almost all of its value immediately once people heard this news because it is no good to players Unless someone just wants to play with their friends, then official ban list means nothing. Because the majority of people are buying cards from the newest set almost exclusively that's where the majority of my business is (along with the hundreds of other people selling their extra cards) It's a delicate thing because I want to get the most I can But time is money, if i make an extra 10% on a card but it takes weeks to sell, did i really make any extra money? Let's say a card is worth $7 at 100%, that 10% represents 70 cents, 70 cents is nothing if I have to wait weeks to make it; let's say I sell 10 of them, that's only an extra $7 $7 is less than 2 booster packs costs, and anybody buying booster packs is rolling the dice Most of the time they will not get their money's worth, resulting in a net loss, so while I am giving people a guarantee to get good cards (if I have them) I am far from the only person doing what I am doing And that makes it rough because if I cant fulfill a players needs or a piss them off so much they wont buy from me; there is probably somebody else they can get the same cards from The only way to do better is to try harder and invest more money to try to reach more people
  19. It's not so much trying to be liked by everyone; rather feeling like a failure because I feel like I screwed up so badly It was already hard trying to establish myself as a fair person who treats people fairly and charges fair prices now I have gone and gave myself more setbacks making things harder for me because I have said the wrong things and now some people who could have became customers think all kinds of bad things some likely think I'm gonna charge way too much money because of having previously not known a fair price on some things (when it's a set of 90 common and uncommon cards (times 4 for a "playset") it's a lot of work to price things, and it takes a lot of time and effort) and thinking I'm trying to pull one over on someone and charge several times what I should Some probably think I'm a jerk and just dont care about people Some no doubt think I'm "Crazy" and who wants to do business with crazy people? It's so hard to prove myself and so easy to do potentially irreparable damage by losing someone as a potential customer forever The more people are against me the harder I am going to have to struggle to prove myself to those that give me a chance; meanwhile to make sales I may have to sell stuff at stupidly low prices (pretty much 85% is top selling price on most cards, to sell quickly you may have to go down to 65% or lower) there is a website we use to estimate fair market value on the cards, and everyone in the FaceBook group sells at a discount depending on how desirable the cards are and how quickly they want to sell; if you screw up and have less potential customers you have to sell cheaper than others and hope to one day prove yourself to make things easier for you at which point maybe you can sell at a more fair price because people know you aren't gonna rip them off, so they are less hesitant to buy from you.
  20. Well next week I'm on Vacation anyways, but maybe I will see about clearing out as much of the "junk" (less desirable, cheap stuff) from my collection, if I cant sell it cheap I can probably find someone to give it to for free and make that a fresh start
  21. I'm struggling with stability again, it's hard because sometimes I have so much going on because I'm trying to get ahead; and progress is not going to come to me. If I'm not doing anything I am not going to make any progress it's as simple as that. And then any kind of setback can absolutely ruin my mood, if I was previously in a good mood and happy. Even worse when I find out I am unintentionally sabotaging myself; because I say the wrong thing to someone or come across the wrong way . Next thing you know I am "the bad guy" for having problems and my Bipolarism taking me on a wild ride If I'm depressed I dont wanna put forward extra energy to try to move ahead. If I'm manic I'm probably gonna come across as a Super-Mega-Ultra jerk and then whoever I had interacted with doesn't want to deal with me; and they probably told their friends "avoid that guy, like the plague, he is insane" or whatever. And I feel like they are right, perhaps I am insane and they should avoid me.
  22. I do almost all of my Poops in Diapers, today I almost pooped myself and had 2 options to put a Diaper on and poop in a diaper Or to actually use a toilet So since I'm home alone anyways i quickly put on a diaper (the fastest i ever have because i dont usually have to hurry) and got in a little Diaper Time (and pooped my diaper) before i have to get ready for work.
  23. I'm probably gonna try eBay for most of it and hopefully I dont get any nightmare "customers"
  24. So I'm getting around to sorting a huge amount of Trading Cards (DBS TCG) to hopefully get some sales going. Unfortunately it's a bunch of pretty common stuff, not to say that it's not still collectable and maybe useful in actually playing the game But the higher rarity stuff being harder to get is easier to sell and for higher prices I dont really know much about playing the game; as to attend "local" events takes 1.5 hours of traveling (round trip) which might help in regards to sales (knowing what is useful/in demand)
  25. I knew I would be messing today, accomplished a few things (including a lengthy workout) and spent most of the day padded and spent a short time messing until I knew I was down to just gas and now taking a hot bath before I Pad up again and relax some more.
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