I remembered this thread as I have used my small supply of cloth diapers and needed a change. One of my bath towels to the rescue! I folded the length by about a third and was just enough overlap at my waist to pin/Snappie it place. Why did I do this when I have Mega Max diapers? Because I wanted to. Besides, I needed a few more things to do a load of diapers. But to answer the OP's question, if you can pin the towel around your waist you can use it as a diaper!