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Diapered Jason

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Diapered Jason last won the day on February 26 2013

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    Phoenix, AZ
  • Real Age
    29

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  1. $2000 is the resource limit for a single adult on SSI, but in that case, you can't be running a household, because it costs more than that if the A/C breaks for example. I'm not going to get into the weeds there though, because I have never been on SSI, so I am no expert there.
  2. Hey guys, agree that it is time to learn financial literacy. I love the guy above me who thinks he got a good deal on a car loan, lol. Dude, you got fleeced. Your like Hank Hill when he thought paying sticker price and not a cent more was a good deal. Always pay for your cars with cash! If you can't afford to pay for a new car without a loan, then you're are trying to but too much car, go get a used one. For the OP, your #1 issue is not keeping an emergency fund. I'm surprised no one else mentioned this. Look guys, the bank is not going to bug you if you always have at least $2000 in your bank account. Second issue, not having a budget that not only accurately accounts for your spending, but also predicts where you are going to need to spend money this month. Third issue, should have done a side job real quick to get some money back into the account ASAP. The worst thing I have done when I was broke was donate plasma, but I recommend taking jobs on craigslist while you are looking for real employment. Use your talents. Fourth issue, overspending. You got to kill these subscriptions if you have no income and you need to reserve all your money for the four walls; food, housing, water and electricity, and clothing. Everything else is not as important. P.S. diapers don't count unless you are medically incontinent.
  3. Yeah, many people, like that guy Scotty Kilmer on YouTube, think that. As an engineer, albeit not with cars, I can tell you all that it is not that simple. It depends on the company and the complexity of the car in question. Their are also deadlines to meet for HVM, supply chain requirements, logistics, increasingly stricter requirements such as fuel consumption and emission standards, and finally costs to consider. Every car company also has its niche, so not all of them are going to be easy to fix or even have good performance, but each automaker does something to carve out their place in the market.
  4. Wait, a day and half to change out all the refrigerant lines and recharge it? Come on man, some of the blame has got to be on you too, lol. If you just read the instructions, you would have known where the low and high side schrader valves where.
  5. I'll start by saying I'm an atheist and an expert in physics. People don't realize that Albert Einstein was fundamentally wrong about quantum mechanics because of his preconceptions from his religious beliefs. He would not have been able to understand modern physics today, because of that limitation and as a result been unable to think of lasers or modern day computers as a result. Their is a lesson there actually. I think there is no issue in believing in a God as long as you remember that the tenets of your religion are for wisdom and not knowledge. If you do that, then you can keep moving forward while also avoiding the traps in life. There are good lessons to be learned in most religions. The Dharma in Buddhism reads a lot like the sevens habits of highly effective people and Dave Ramsey gives great advice on money management. I saw their wisdom and it fundamentally changed how I ran my household, but I left their beliefs at the front door. Whether or not you agree with their beliefs is your choice, but it shouldn't matter.
  6. Rusty, if you can't afford a better car, your driving a beater with over 200k miles or not driving at all, but agree 6 or 7 years old is ideal, because you can save quite a bit of money. If you can get 3k together, you can buy a 6 or 7 year old car. I got my 2013 hyundai accent for $2900. Great commuter call, gets 40 miles to the gallon. All it needed was a new ac compressor when I got it. Not a problem. Easy fix because the engine is so small and simple, you can get to all the bolts no problem. The other car I have is a 2006 chevy uplander that I purchased for $1200. It leaked oil, but honestly, what chevy doesn't. Other than that, there was nothing wrong mechanically and is a great workhorse vehicle for what I do. The engine is not very fun to work on though. I have no money tied up in my cars and have plenty of money aside to replace them if I get tired of them, which admittedly, is coming soon for the Chevy, because it is a beater. Insurance is cheap and I don't really care what happens to them. I'm not saying to not buy a new car, but I am saying buy it with cash or not at all. If you take the loan, you are leaving so much money on the table, it is insane. The depreciation is irrelevant, because a car is not an asset, it is a liability. If it takes more than 40% of your yearly income to buy this car, then you have no business owning it.
  7. A car payment is not a necessity you dopes. If you have a car payment, you are losing so much money. Go buy a cheap used Honda or Toyota until you can afford to buy the car you want with cash. Necessities go like this; shelter, food, water, clothing, and heating/AC. This is called the four walls. If you can cover these things, then you are ok. Now, I like to take 25% of my take home pay to go to my financial goals, because I am doing well and can afford it, but bottom line is you need you pay your self first before you spend money on other things. A good minimum is 15%. I would also make sure that if you are here, you also have all the insurance you need. Then, we have the monthly expenses, such as internet and the phone bill. Buy the phone outright and never do their monthly plan. The phone stores rip you off. Then we have fun stuff.
  8. The two polymers aren't that different. The key difference is you are laminating polyester fabric with a thin film (1 mil) of polyurethane rather than making a thick layer of plastic, hence the abbreviation PUL (polyurethane laminate). In terms of comparing the two polymers on a chemistry level, polyvinyl chloride is a simple carbon change with chlorine and hydrogen atoms along its backbone. Since these atoms are small, the carbon chains can be closer together and pack in more tightly. Polyurethane on the other hand has bulkier groups, such as benzene rings that make the chains pack further apart making the material more permeable. It is more complicated than that because the materials vary significantly depending on synthesis method, but you get the idea.
  9. Probably more so than his peers, because he wouldn't tell us he had to go till the last second, so now we usually tell him to try going every once in awhile, especially when we are out and it has been awhile since he has last gone.
  10. Not so much now, because we helped him through that, but used to be nervous about flushing because of the sound it made.
  11. I recommend wearing headphones, the kind that go around your ear. That will help with the noise and be more comfortable that ear plugs. I might have aspergers (not diagnosed yet), but my son has a more similar autism diagnosis with anxiety like you, and it is very hard. Medication has helped him out tremendously, but still have to work with him quite a bit. Now for dating, you just got to get yourself out there and tell people exactly what you want in a relationship and be honest about it. I recommend local kink events and you might be more comfortable with the lower key munches for example, because there are not as many people. Tell everyone what you are looking for and eventually you'll meet someone.
  12. You guys are overthinking this and that's coming from an atheist. The only thing religion has to say on this is that you should not let it control your life. Coincidentally, that is also by definition when the fetish becomes a psychological problem that needs treatment.
  13. I don't really go to parties much, but I hear you. I put quite a bit of effort into equity. I always say when buying a home, put down 20% to avoid the PMI and go for a 15 year fixed. Best yet is to buy your house in cash, but if it is your first home, that can be difficult. Good story Sally, looking forward to the next part of the story. I vote Democrat usually, but I enjoy political satire against both sides, because god damn, they deserve it, haha.
  14. You'd think no, but that is what most people do, especially regarding financial matters. We are basically the same level as Yahoo answers, lol.
  15. You guys suck at being doctors, same as the doctors the op has been seeing, lol. Please have your doctor actually run tests instead of guessing and then prescribing. This is simple, just scrap the rash area with a glass slide and inspect with an optical microscope. If spores, then treat with topical and oral antifungal medicine. If no spores, then run a culture for bacteria. See, all I am doing here is creating a testable hypothesis and executing a test plan, something that should be done if your first obvious guess is wrong. Also, need to monitor the size of the rash, see if it is increasing or decreasing in size.
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